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Follow the guidelines below to get yourself a healthy loan. Second, if you're seeking to use one to make a down payment on a big-ticket item, explain how you are going to pay for the rest of the money to purchase the item. A credit history is a summary of your financial strength, including your history of paying bills and your ability to repay future loans. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law.




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So how do you get these loans? ARCCT is your first step. Pay your loans on time. Pre-qualify before you apply. Personal loans work best as part of a longer-term plan to improve your finances.

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