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Either the borrower or cosigner (not both) must enroll in auto debit through Sallie Mae. Instead of being a lender and trying to gouge our customers to make as much money as possible, we have focused on helping people and on getting them the best possible loans quickly and without any extra fuss or difficulty. The company gives the borrower the amount of the check less the fee, and agrees to hold the check until the loan is due, usually the borrower’s next payday. Some lenders won’t consider your application if you have a credit score below a certain number, while others will make it a smaller part of their lending decisions.

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