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You may improve your credit score by moving revolving credit card debt to an installment loan, because you lower your credit utilization ratio and diversify your types of debt. All loans subject to OneMain’s normal credit policies and may be subject to maximum or minimum size restrictions, which vary by state. Loans offer certainty without the complexity and potential traps of credit cards.




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You borrow a fixed amount of money for a fixed period of time. Variable APR from 3. Loans for bad credit range from conventional personal, auto, and home loans with less-favorable terms to short-term, no-credit-check loans like payday and auto title loans.

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